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BARRACKS
LIVE · PLATFORM METRICS · 2026-09-25
AVG ANNUAL RETURN
0.0%_
Military portfolios on platform
TAX SAVINGS CAPTURED
$0.0M_
Combat zone exclusions YTD
ACTIVE-DUTY ACCOUNTS
0_
Currently enrolled & optimizing
INTEL BRIEF

Your TSP is leaving
money on the table.
Here's the proof.

Standard TSP allocation ignores your deployment windows, PCS triggers, and combat zone exclusions. Barracks builds portfolios around the military life cycle — not adapted from civilian finance.

Run My Military Portfolio AnalysisSee the BRS Calculator→
$0
Advisory fees
23+
Military-specific features
100%
OPSEC compliant
SOC 2
Type II certified
PLATFORM COMPARISON · CLASSIFIED: UNCLASSIFIED

The Tactical Breakdown

Eight critical investment factors. Three platforms. Every row builds the same case.

Feature
BARRACKS
STANDARD TSPCIVILIAN ROBOIMPACT
Deployment Tax Optimization
Auto-triggered
—
—
+$8,400 avg/deployment
Combat Zone Contribution Limits
$69,000 capManual only
—
+$42,500 tax-free headroom
PCS-Triggered Rebalancing
—
—
3.2% drift correction avg
BRS Matching Strategy
OptimizedBasic 5%
—
+$127K over 20yr career
SGLI/VGLI Integration
—
—
Unified risk picture
DEROS-Aware Allocation
—
—
Reduces sequence risk
Roth TSP vs Traditional Split
Deployment-dynamicStatic choiceGeneric advice+$23K tax-adjusted outcome
Housing Allowance (BAH) Investing
—
—
$1,200–$3,400/mo optimized
Projections based on E-5 baseline, 20yr service, 2026 contribution limits

Based on your rank and deployment history

See exactly how much you're leaving behind

Run My Military Portfolio Analysis
FIELD SCENARIOS · PROJECTED OUTCOMES

The Cost of Inaction

Two real-world military financial situations. Same income. Same timeline. The only variable is optimization.

E-6
Scenario Brief
SSG Marcus Webb
9-Month CENTCOM Deployment
INTEL SUMMARY
  • ›Current TSP: 5% traditional, no combat zone adjustment
  • ›Base: $3,800/mo · BAH: $1,450/mo · BAS: $452/mo
  • ›Deployment window: Mar–Dec 2026
  • ›Next PCS: Fort Cavazos → Fort Campbell, Jul 2027

Combat zone Roth TSP max + BAH auto-invest captures $31,900 this deployment alone.

PORTFOLIO TRAJECTORY
5YR PROJECTION$121K optimized
Current
$89K
Optimized
$121K
10YR PROJECTION$299K optimized
Current
$204K
Optimized
$299K
20YR PROJECTION$847K optimized
Current
$541K
Optimized
$847K
O-4
Scenario Brief
MAJ Christine Park
PCS Bragg → Ramstein, Family of 4
INTEL SUMMARY
  • ›Current: Split Roth/Traditional, static 10% allocation
  • ›Base: $7,200/mo · BAH: $2,800/mo (OCONUS)
  • ›BRS enrolled, 5% matching only
  • ›DEROS: 36-month assignment, 2 prior PCS cycles

OCONUS BAH differential + PCS rebalance + BRS optimization adds $86,500 in 5 years.

PORTFOLIO TRAJECTORY
5YR PROJECTION$399K optimized
Current
$312K
Optimized
$399K
10YR PROJECTION$934K optimized
Current
$687K
Optimized
$934K
20YR PROJECTION$2.19M optimized
Current
$1.42M
Optimized
$2.19M

These projections are based on real platform data · Your numbers will differ

Run My Military Portfolio Analysis
FREE ANALYSIS · NO CREDIT CARD

Run My Military Portfolio Analysis

Three steps. Two minutes. A personalized report showing your exact optimization gap.

01
PERS
02
ALLOC
03
SCHED
STEP 1 OF 3 · Branch & GradePHASE_PERS
BRS CALCULATOR · LOW-FRICTION ENTRY

BRS vs Legacy Retirement

The math the military brief doesn't show you. Adjust your pay grade and service years to see the real 30-year comparison.

INPUTS · ADJUST TO YOUR SITUATION
1 YR19 YR
30-YEAR RETIREMENT PROJECTION
Legacy (High-3)If you hit 20yr
$491,400
$1,365/mo retirement pay
BRS + Optimized TSPBarracks strategy
$407,141
$1,092/mo pension + $14,021 TSP
GET THE FULL BRS ANALYSIS

The calculator above is a simplified estimate. The full report includes:

  • ›Career-length TSP compound projections
  • ›BRS vs Legacy break-even analysis
  • ›Deployment Roth TSP optimization windows
  • ›SBP (Survivor Benefit Plan) integration
  • ›COLA-adjusted 30-year pension comparison

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